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Debt Management

Practical steps and resources to help you manage debt, understand your rights, prioritize payments, and develop a plan to regain control of your finances.

QUICK TIPS 

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SHORT 

Explained in 60 Seconds 

Create a realistic plan to take control of your debt—one step at a time.​​

 

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SHORT 

3 Reasons to Avoid Payday Lenders 

These loans have sky-high fees and can trap people in a cycle of debt.​​

 

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PUBLICATIONS & WORKSHEETS

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INFORMATION SHEET

Credit Counseling & Debt Management

Free credit counseling through our partnership with a national nonprofit.

 

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Debt collectors

BOOKLET

Protect Yourself from Debt Collectors  

Learn about your rights so you can

recognize harassment when it happens.

 

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CHECKLIST

Know Your Rights 

The steps you can take if you are contacted by a debt collector. 

 

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First Step Alliance is a volunteer 501(c)(3) non-profit organization. Please consider making a donation – every dollar helps us continue expanding resources and information that help advance successful reentry for justice-involved individuals. Thank you for your support.

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