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First Step Alliance works in partnership with reentry and other community organizations to offer a Fresh Start Banking Program to justice-involved individuals. The program features access to safe and affordable banking and credit-building products. All information and account opening tools are available through a secure online portal, with additional support and guidance from call center representatives. We offer this program through our membership relationship with Element Federal Credit Union, a federally-chartered credit union.

About the Program

PRODUCTS AND SERVICES

• No-minimum checking account  

• Direct deposit of paycheck 

• Prepaid or regular debit card

• Secured credit card – rebuild credit

• Credit Builder loan – build credit & save 

• Online & mobile banking

• Fee-free CO-OP ATM network

• Apple, Google & Samsung Pay

• eDeposit - deposit checks electronically

• Low $3 monthly service fee 

For more information, or if you are interested in becoming a partner organization, please contact us directly.