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Fresh Start Banking  

powered by Element Federal Credit Union

First Step Alliance works with re-entry organizations to introduce a first of its kind Fresh Start Banking Program to returning citizens. The program is made available through our membership relationship with Element Federal Credit Union and features safe, affordable banking products and a secured credit card to help rebuild credit. 

About the Program

  • No-minimum checking account  

  • Direct deposit of your paycheck 

  • Prepaid or regular debit card

  • Secured credit card to help rebuild credit 

  • Online & mobile banking

  • Fee-free CO-OP ATM network

  • Apple , Google & Samsung Pay

  • eDeposit - deposit checks electronically 

"Success is not final; failure is not fatal:

It is the courage to continue that counts.”

Winston Churchill

For more information, or if you are interested in becoming a partner organization, please contact us directly.