Fresh Start Banking
Fresh Start Banking
Mentorship Program
powered by Element Federal Credit Union

Fresh Start Banking
Safe and Affordable Banking Products
First Step Alliance works in partnership with reentry and other community organizations to offer a Fresh Start Banking Program to justice-involved individuals. The program features access to safe and affordable banking and credit-building products. All information and account opening tools are available through a secure online portal, with additional support and guidance from call center representatives. We offer this program through our membership relationship with Element Federal Credit Union, a federally-chartered credit union.
About the Program
PRODUCTS AND SERVICES
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Low-cost, no-minimum checking account
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Direct deposit of paycheck
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Prepaid or regular debit card
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Secured credit card – rebuild credit
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Credit Builder loan – build credit & save for the future
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Online & mobile banking
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Fee-free CO-OP ATM network
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Apple, Google & Samsung Pay
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eDeposit - deposit checks electronically
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Call center support from knowledgeable credit union employees

"Success is not final; failure is not fatal:
It is the courage to continue that counts.”
Winston Churchill