Entrepreneurship After Prison: Fresh Start Business Ideas
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Fresh Start Banking
Fresh Start Banking
Mentorship Program
powered by Element Federal Credit Union

Financial education and access to affordable banking services help people create a path to financial stability and economic mobility.
The First Step Alliance Fresh Start Financial Education and Banking Programs are available to incarcerated and formerly incarcerated people through partnerships with community organizations, Departments of Corrections, and other government agencies. There is no cost to participants and all Programs, including credit counseling services, are offered in both English and Spanish.
Justice-involved individuals experience significant challenges in accessing mainstream financial services. Our vision is to start a new credit union for this community, their families, friends and supporters.

Breaking Barriers, Building Futures Together
We are committed to ending systemic discrimination in mainstream banking. Diverge Proposed Federal Credit Union will be a groundbreaking not-for-profit financial institution uniquely focused on the financial needs of formerly incarcerated people. With comprehensive, affordable financial services -- from no-cost checking accounts, credit-building resources, and car loans to savings products, financial education, credit counseling, and much more -- we'll be with you every step on your journey to financial independence.
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Be a rainbow in someone else's cloud.
Maya Angelou
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